SWP calculator
Turn your corpus into a monthly income.
Plan a regular monthly income from your mutual fund corpus.
₹
₹1 L₹10 Cr
₹
₹500₹10 L
%
1%20%
yrs
1 yrs40 yrs
Balance left after 20 years
₹69,63,401
Lasts the full 20 years
Invested
₹50,00,000
Total withdrawn
₹72,00,000
View year-by-year table
| Year | Total withdrawn | Remaining balance |
|---|---|---|
| 1 | ₹3,60,000 | ₹50,41,500 |
| 2 | ₹7,20,000 | ₹50,86,444 |
| 3 | ₹10,80,000 | ₹51,35,119 |
| 4 | ₹14,40,000 | ₹51,87,833 |
| 5 | ₹18,00,000 | ₹52,44,923 |
| 6 | ₹21,60,000 | ₹53,06,751 |
| 7 | ₹25,20,000 | ₹53,73,711 |
| 8 | ₹28,80,000 | ₹54,46,229 |
| 9 | ₹32,40,000 | ₹55,24,765 |
| 10 | ₹36,00,000 | ₹56,09,820 |
| 11 | ₹39,60,000 | ₹57,01,935 |
| 12 | ₹43,20,000 | ₹58,01,695 |
| 13 | ₹46,80,000 | ₹59,09,735 |
| 14 | ₹50,40,000 | ₹60,26,742 |
| 15 | ₹54,00,000 | ₹61,53,461 |
| 16 | ₹57,60,000 | ₹62,90,697 |
| 17 | ₹61,20,000 | ₹64,39,324 |
| 18 | ₹64,80,000 | ₹66,00,287 |
| 19 | ₹68,40,000 | ₹67,74,610 |
| 20 | ₹72,00,000 | ₹69,63,401 |
Illustrative only, based on the rates you enter; returns are not guaranteed. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How to use it
- 1Enter your corpus and the monthly amount you want to withdraw.
- 2Set the return you expect on the remaining money and the period.
- 3Check whether the corpus lasts, and what is left at the end.
The formula
Each month: V = V × (1 + i) − W, until the period ends or the corpus runs out.
Questions
An SWP redeems a fixed amount from your mutual fund every month while the rest stays invested. It is a common way to draw a pension-like income.
Want help acting on these numbers?
Leave your number and a Vara ArthVishwa specialist will turn this plan into real investments.